As a business owner, it is crucial having a credit card that matches your demands. Using a personal credit card for company spending may cause uncertainty about which expenses are personal and which are business-related. That is why, having a business credit card is essential.
But, with many alternatives available, selecting the right one for your company might be challenging. In this post, we'll look at the top five corporate credit cards that need an EIN for application in 2023.
One of the best options is the Capital One Tap Card
This business credit card is ideal for companies that want a simple, flat-rate rewards program. This card is particularly suitable for startups because there is no requirement for a security deposit and there is no annual fee. Additionally, the card offers a 0% introductory APR on purchases during the first nine months, making it an excellent option for consumers that require to make many purchases. This offers an option to earn endless 1.5% cash back on all transactions, making it a perfect fit for companies that want to not worry about collecting additional rewards in different categories. Additionally, the card comes with a variety of benefits, including cash back on regular business spending and additional rewards on travel and dining - making it a cost-effective option for businesses of all levels.
Divi Card
{The distinctive corporate charge card allows organizations to collect points on ordinary transactions and exchange here those credits for cash, travel, or gift cards. With the choice to earn 1% cash back on all purchases, this card is a great option for companies that want to earn points on the regular spending.
Ramp Card
This business charge card was created exclusively for startups and small companies. Featuring no yearly cost and the opportunity to receive unlimited two percent money-back on all purchases, this card offers a fantastic alternative for companies who wish to receive points on the spending without having to pay an annual fee.
The American Express Business Credit Card
This corporate charge card is a good option for businesses who want to accumulate points on their ordinary company costs. With the chance to accumulate four times rewards on these categories, this card is perfect for organizations that have a lot of travelling or dining costs. Furthermore, with a large registration reward and no annual fee for the initial year, this card is an excellent option for businesses of all sizes. It provides a variety of benefits, such as cash back on company supplies, advertising, and shipping. In addition, the card offers a 0% introductory APR on purchases for the first nine months.
CB Business Card
The corporate charge card is perfect for companies that need to make large expenditures ahead. It features a 0% introductory APR on purchases for the first nine months and zero annual fee. Furthermore, the card provides a variety of rewards, including rebates on regular company spending and additional rewards on travelling and eating.
Final thoughts
These are a few of the best corporate credit cards you can acquire in 2023 with just your EIN number. Whether you're a newly established business searching for a no-annual-fee card with a 0% introductory APR, or a company hoping to earn rewards on everyday purchases, there's a card on our list for you. Compare the features and perks of each card to find the one that's perfect for you.